Personal Banking
Simple, secure banking solutions for individuals and families across Bougainville
Our Personal Banking Products
Everything you need to manage your money, save for the future, and achieve your goals.
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Savings Account
Earn competitive interest on your savings with no monthly fees. Start saving from as little as K20.
- Interest rate: up to 3.5% p.a.
- No minimum balance required
- Free BCB debit card
- Online & mobile banking access
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Transaction Account
Your everyday banking account for payments, transfers, and managing your finances with ease.
- Unlimited transactions
- Free internet banking
- Visa debit card included
- Instant PayWave payments
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Term Deposit
Lock in a great rate and watch your savings grow. Terms from 30 days to 5 years.
- Interest rates up to 6.0% p.a.
- Flexible terms: 30 days – 5 years
- Minimum deposit: K500
- Interest paid monthly or at maturity
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Home Loan
Make your dream of home ownership a reality with our flexible home loan options.
- Rates from 9.5% p.a.
- Borrow up to K500,000
- Terms up to 25 years
- Fast approval process
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Personal Loan
Whether it’s education, a vehicle, or a special occasion, we have a personal loan for you.
- Rates from 12% p.a.
- Borrow up to K50,000
- Terms 1 – 5 years
- Flexible repayment options
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BCB Visa Card
Shop online and in-store worldwide with a BCB Visa Debit or Credit Card.
- Accepted at 50M+ locations worldwide
- Contactless PayWave
- Secure online payments
- 24/7 card management online
Ready to Open Your Account?
Visit any BCB branch with your valid ID and open your account in as little as 30 minutes.