Loans
Competitive rates and flexible terms to help you achieve your goals
💰 Personal Loan
Whether you’re planning a wedding, purchasing a vehicle, covering education costs, or handling unexpected expenses, our personal loan provides fast access to the funds you need.
- Borrow from K1,000 to K50,000
- Repayment terms: 6 months to 5 years
- Fixed monthly repayments for easy budgeting
- No early repayment penalty
- Apply at any BCB branch
Indicative Rates
12%
p.a. from
Rates subject to credit assessment. Terms and conditions apply.
🏠 Home Loan
Own your home with a BCB Home Loan. We offer flexible terms and competitive rates to make homeownership achievable for families across Bougainville.
- Borrow from K50,000 up to K500,000
- Loan terms up to 25 years
- Principal and interest or interest-only options
- Accepts residential property as security
- Pre-approval available
Indicative Rates
9.5%
p.a. from
Rates subject to credit assessment. Terms and conditions apply.
💼 Business Loan
Fund your growth, invest in equipment, or manage working capital with a BCB Business Loan. Our experienced team will structure the right solution for your business.
- Facilities from K50,000 to K2,000,000
- Term loans, overdrafts, and revolving credit
- Equipment and asset finance available
- Local credit decisions
- Tailored repayment schedules
Indicative Rates
11%
p.a. from
Rates subject to credit assessment. Terms and conditions apply.
How to Apply
①
Visit a Branch
Come in to any BCB branch and speak with one of our lending specialists about your needs.
②
Submit Documents
Provide your ID, proof of income, and any supporting documents. Our team will guide you through the process.
③
Get Approved
Receive a fast, local credit decision. Most personal loans are assessed within 2–3 business days.
④
Receive Funds
Once approved, funds are deposited directly to your BCB account ready for use.